Zift is Pocomos's embedded payments partner. Collect cards in the field, send payment links by text or email, and charge recurring customers on file, all without leaving Pocomos.
Everything included, no add-ons required.
Technicians enter card numbers directly in the Pocomos mobile app while on-site. The card is saved securely to the customer file for future recurring charges. No separate POS terminal or card reader required.
Pocomos automatically generates payment links that can be sent to customers by text or email. Customers click and pay immediately with no login required. Payments are matched to the correct invoice in real time.
Card tokens stored on file are used to process future charges automatically. Supports monthly pest control plans, annual contracts, and any custom schedule. Recurring revenue collection is fully hands-off.
Customers can update their own payment information through a self-service portal, reducing calls to your office for expired or changed cards. Updated card data flows directly into Pocomos without manual intervention.
Zift processes both card and ACH (bank transfer) transactions through the same API integration. No separate application or onboarding to enable ACH. Your Pocomos account can accept bank transfers from day one.
Zift stores card numbers as secure tokens, meaning your business never handles raw card data. This significantly reduces your PCI compliance scope and associated liability while still allowing charges on file.
Why a native integration beats a standalone processor every time.
| Feature | Zift + Pocomos | Square | Stripe |
|---|---|---|---|
| Built directly into Pocomos | -- | -- | |
| No separate reconciliation needed | -- | -- | |
| Payments auto-matched to invoices | -- | -- | |
| Technician in-app card collection | Separate app | Separate app | |
| Customer self-service payment portal | Limited | Custom build | |
| ACH bank transfers included | Add-on fee | Add-on fee | |
| Recurring billing without extra setup | Manual/3rd party | Requires Stripe Billing | |
| Card data auto-updates (Account Updater) | -- | Paid add-on | |
| PCI scope reduction via tokenization | Partial | Partial | |
| Payment links sent from Pocomos | -- | -- |
Complete a short application through your Pocomos account. Zift's underwriting is designed for service businesses and typically approves accounts within one business day.
Once approved, Zift activates directly inside Pocomos. No separate gateway setup, no API keys to manage. Payment collection is available across all your Pocomos workflows immediately.
Send payment links by text or email, collect cards in the field, or charge cards on file for recurring services. Every payment is automatically matched to the correct invoice in Pocomos.
No hidden fees. No separate gateway setup costs.
Credit / Debit Cards
2.9%
+ $0.30 per transaction
ACH / Bank Transfer
1%
Flat rate, no per-transaction fee
Setup / Monthly Fee
$0
No gateway fees, no monthly minimums
Compared to FieldRoutes: FieldRoutes users report paying approximately 3.3 to 3.4% + $0.30 per transaction. Switching to Pocomos with Zift can save a business processing $50,000/month roughly $2,400 per year in processing fees alone.
No pressure, no long-term commitment. We will answer every question you have.